How It Works

At House is Approved we help people with damaged credit into a home of their own at today's bargain pricing, without requiring you to qualify for bank financing.

No matter what's happened in your life, divorce, bankruptcy, foreclosure, short sale, unpaid credit cards, auto repo, medical bills... you name it, we can work with it.

We are Certified Affordable Housing Providers who buy and sell houses for a profit. In some (not all) cases we are able to buy in a way that allows us to re-sell on 'terms' to a buyer like you. We look at it like the ultimate win-win-win. The seller gets what they need, you the buyer are able to lock in at current pricing without needing bank financing, and we make a profit.

All that is required of you is a reasonable down payment, the willingness and ability to care for and maintain a home of your own. Plus, unlike banks, we don't care where your down payment comes from.

Then, when you move in, you'll have the time to let your credit 'heal' so, down the road, you'll be able to go to a bank and 'cash us out'. In time, even the worst credit will heal, especially if you're in a comfortable position financially and able to pay your bills on time. We will be sure that when you move in, you're in that comfortable position with a payment you can afford.

We understand that many of our clients have come through a tough stretch, and need time to recover, rebuild, and heal. If that's you, then our 'no bank needed' program may be just what you've been looking for.

Let's face it, housing prices will not be where they are today forever. So NOW is the time to get back in the game and start the building process.

We offer 1 year, 2 year, 3 year and longer programs, depending on your situation. We have houses of all shapes and sizes in lots of neighborhoods so, you decide where you want to live.

We'll be sure you don't take on more than you can handle too. It's bad for us both if you get in over your head. So, fill out the form on the 'Get Started Now' page so that we can do just that... get started now.

Do it now while America is on sale!